Steps To Seal The Deal To Homeownership

Steps To Seal The Deal To Homeownership

As a buyers there are several steps to remember when in the process of buying a home.  

1. Buyers should obtain a pre-qualification from a lender. Although, this may seem a little backwards but the concept is to know how much you can afford before going to view properties that you may not qualify to buy.

2. With the help of a Real Estate Agent, buyer submits an offer to purchase the property of choice to the seller's real estate agent. That agent will informed the seller of the offer. 

3. Once contract has been accepted/ Home is placed in escrow.

4. Loan application is submitted to lender.

5. Lender orders title & property appraisal.

6. Loan materials are reviewed and processed by loan processor.

7. Loan submitted to underwriting for approval. 

8. Closing agent, signing, transfer of final materials. 

9. Loan documents are signed.

10. The loan is funded and recorded.

11. Buyers get the keys to their new home. "Congratulations you are NOW A HOMEOWNER!"

Lisa Ruff

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Phone: 803-960-2556
Dated: January 23rd 2014
Views: 1,420
About Lisa: Your AGENT for LIFE Hello, I'm Lisa Ruff, as a Real Estate Consultant, I'm committed to providing...

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200 Clark St PO Box 807
Chapin, SC