I'm often amazed by how many of us are still renting out here in Chapin. I used to think that owning a home was something I'd never be able to do, and that owning would be much more hassle than it's worth, but the truth is, owning is not only cheaper, but easier too. Which is why, I've created this list to help you understand the pros and cons.
You can paint your dining room purple, or yellow, or orange, or whatever color you want. In fact, you can paint any room you want. You can even knock down all the walls in a room if you wanted to (with the right permits, and someone who knows how to do it, of course). That's because when you own your house, it's yours to do with as you please.
Save money on energy costs. When you're a renter, you get what you get. Which means you pay your energy bill based on what you've got. I mean, you could do the whole tarp-your-windows-in-plastic thing, but you might lose some of your security deposit because of all those staple holes around the windows. In the home you own, you'll be able to replace those drafty windows with heat saving ones, or replace your a/c unit, add insulation, or even add solar panels to the roof! Think of all the money you'll save!
Paying off a Mortgage gets you a house, paying your rent only gets you one more month. This is that thing that everyone tells us, right? Your rent is higher than a mortgage would be for this space, and, of course, you know it's true because why else would your landlord be renting it to you, if not to make a profit? While your landlord is building equity is home, and building his credit, you're just making his lifestyle possible. Why not make your money more efficient too?
Chapin is one of the best places to live. Okay, so maybe I've got a little bit of bias going on here, but we're a growing community for a reason. People like it here. People are happy here. The schools are great, the water here recently won the top 10 best tasting water in the country, and the shopping is pretty darn good too. If you're into outdoorsey stuff, you've got Lake Murray a hop, skip, and jump away. There's plenty of good eats in town, and oh yeah...there's ME!
Homeowners spend less on furniture. This one surprised me too, but think about it. When you're renting you have to buy specific furniture to fit your space, right? You tend not to spend as much on furniture at one time, but since you're buying lower quality furniture, you're also replacing it more often. When you own a home in Chapin, you tend to spend good money on quality furniture up front, and make it last for years. Who knew?!
Author:Yvonne Pinelli Phone: 803-586-9070 Dated: January 22nd 2014 Views: 1,018 About Yvonne: No one makes oatmeal raisin cookiesthat taste as good as your Nana's. That tattered old blanket you...
Chapin, SC is known as "The Capital of Lake Murray" and with good reason. The residents of Chapin enjoy a relaxed lifestyle with the convenience of the city. Columbia, SC is just a quick 20 minute drive and shopping is even closer.You are embarking on an exciting journey, be sure that you find agents that will take time and share your enthusiasm during this process.
EXIT Midlands Realty is a full service real estate firm dedicated to assisting our clients with the purchase and sale of real estate in the Greater Columbia Area. We were founded in 2005 and quickly grew into one of the most innovative and knowledgeable firms in and around Columbia. Our staff is made up of full time professional agents that are dedicated to the profession of listing and selling real estate.
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"We wanted to send you a HUGE thank you. Our daughter moved into her first home and we couldn't have asked for a more pleasant experience. From the first time we met, until she moved into her home, you were patient and extremely thorough, from getting her financed, to viewing all those homes and then welcoming her into her new home.
I remember some of your first words were, "I love a first-time home buyer" and you certainly showed our daughter exactly that. She was excited about buying a new home and you directed her to homes that fit her needs and financial capability and got her into her home within 2 months. We couldn't have asked for a more competent and pleasurable person to work with.
Thanks again for all you've done for us and we look forward to working with you again in the future.